Cards to go abroad without commissions?
What are they and which are the best?
VIP travel experience
These are some of the queries that we receive the most especially if we take into account that more and more banks and exchange agencies apply, in many cases, abusive and sometimes hidden commissions that make it necessary to withdraw or exchange money on the road, which is a real hell .
In our case, after many journeys and having tried numerous formulas, we want to leave you with a selection of the finest cards for travelers , explaining to you clearly what their benefits and limitations are so that you may choose which one or ones are most suited to you. Your needs
How to withdraw money abroad?
As you would understand, there are different ways to earn money for travel purposes, some of them being the least recommended owing to the large commissions and the unfavorable exchange rate imposed on the traveler.
Change at your own bank: This is the option that we employed when we started to travel.
We paid highly aggressive commissions and they also offered us a really unfavorable change.
We stopped using it many years ago.
Change in an agency: there is another alternative to withdrawing money when you are traveling.
We similarly utilized it for several years, as we were ignorant that there were better solutions.
With this approach, we used to also pay big fees, or in the case the agency did not charge them, the change was so adverse that we ended up spending considerably more.
Debit cards from bank: is another option for withdrawing money while traveling abroad.
The problem is that they are not cards to travel overseas without fees, so in the end, you wind up with lousy exchange and, on top of that, paying commissions from your bank and the destination bank.
Cards to travel without commissions 2022 : This has been our latest discovery, which we have been using for some years, and after experience, it is, without any question, the best way to withdraw money overseas without commissions .
Currently, there are numerous possibilities, all with their benefits and downsides, which we will speak about below, so you can select the ones that best suit your needs or your vacation.
1. N26 is the best card to pay overseas.
N26 was formed five years ago and is the first mobile bank with a banking license to operate in Europe.
What makes it distinctive is that it has established a unique platform for your smartphone, which makes every operation exceedingly easy, fast, and intuitive.
In our experience , N26 is a perfect card for traveling abroad since it allows you to fully manage your account from its mobile application, which is linked to a single device (in this case, your phone), so even if you are traveling and you have a local SIM card, you will continue to receive all the notifications of each movement you make with your card.
This is incredibly beneficial for us, as it allows us to fully control the motions we make with the card, making using N26 absolutely safe .
You can rent an N26 card in less than 8 minutes and receive it in 3-4 days.
N26 card
Within the N26 card , considered one of the best cards to travel without commissions in 2022 , there are numerous alternatives that you may choose, based on your needs and the type of journeys you make.
N26 standard
*€0.00/month
*Personalized updates, cost reports, and hashtags to manage your expenses and money.
*Foreign currency transactions using TransferWise
*A Mastercard card is provided.
*Free payments with Mastercard in any currency.
*There are no commissions for currency conversion, unlike other banks, something that makes it one of the best cards to use abroad .
*3 free withdrawals per month, plus 2 euros for each additional withdrawal.
*Withdrawal in foreign currency: 1.7% of the amount withdrawn.
N26 You
*€9.90/month.
*Personalized updates, cost reports, and hashtags to manage your expenses and money.
*Foreign currency transactions using TransferWise
*Travel insurance that offers protection against mobile phone theft and ATM robbery.
*It also includes a warranty extension on certain goods.
*There is a Mastercard You card included.
*Free payments with Mastercard in any currency (there is no commission for currency exchange unlike most banks). There is no commission for currency exchange unlike most banks.
*5 free withdrawals per month, plus 2 euros for each additional withdrawal.
*Withdrawal in foreign currency: 0% of the amount withdrawn.
card benefits.
You can open your account in less than 8 minutes, in a single step, using your computer or mobile device.
You will receive alerts of all the operations you carry out with your card, in real time, on your smartphone.
The N26 card is linked to a bank account, so it never fails to make payments and is accepted globally.
24 hours a day, 365 days a year, the official Mastercard
Send quick money using Money beam.
There is no money restriction on each of the withdrawals.
No purchase restrictions or quantity, all without commissions, both in the Eurozone and globally.
You may establish security in a very basic and clear method, something necessary in a card to travel without commissions.
You can ban and unblock your card from your phone at any time, as well as set limits on cash withdrawals and payments made abroad. You can ban and unblock your card from your phone at any time, as well as set limits on cash withdrawals and payments made abroad.
The N26 card’s disadvantages
If you choose the standard N26 card, you will have to pay a 1.7% commission on each withdrawal.
With the N26,, this does not happen, as you do not have to add any form of commission, but you will have to pay 9.90 euros each month.
Being a checking account, you will have to make transfers from any other bank where you have money and these might often take 48 hours.
Although this is readily fixed by always having a balance or taking the precaution of adding money before departing on a vacation,,
Physical shipping card: 10 euros Physical shipping card: 10 euros
In less than 8 minutes, you can hire In less than 8 minutes, you can hire your N26 card here and receive it within 3-4 days.
2. Vivid, the card without commissions to travel?
Vivid Money is a financial platform that has established a practical and extremely secure onlinebanking system banking system that allows travelers to withdraw money and pay without commissions, as well as carry out operations such as transfers and currency conversions for free.
Also, Vivid provides a cashback rewards program where you may get a lot of money.
Vivid card benefits
With the Vivid card,card, you may withdraw money without commissions.
There are two options: the normal Vivid card,card, with which you can withdraw a maximum of 200 euros per month without fees (after 3% of the amount),amount),and the and the VividPrime card, Prime card, with which you can withdraw up to 1000 euros per month without commissions.
Currency conversion: s- Currency conversion in the account (pocket): interbank exchange rate + 0.5%Currency conversion: s- Currency conversion in the account (pocket): interbank exchange rate + 0.5%
-Currency-Currency conversion on card transactions: Visa exchange rate +0.5% 0.5%
When currency markets are closed, 1% is charged instead of 0.5% on transactions performed.
The card is VISA so you will have the best chancechance.
Vivid has the option to operate with a virtual card that is issued free of charge or a physical card.
To get free shipping of the physical card,card, you must enter 100 euros at the time of registration (otherwise the shipping costs of the physical card are 9.90 euros) (otherwise the shipping costs of the physical card are 9.90 euros).
You will have access to a cashback rewards program(reimbursement based (reimbursement based on the amount of purchases) when you buy from such important brands as Mercadona, Lidl, Ikea, Sephora, Puma, Calzedonia, Reebok,Reebok, or H&M, among many others.
From the application you can carry out all kinds of operations,operations, such as transfers and even block the card, enablingenabling or disablingdisabling online purchases,, etc.
When yousign up, sign up, you will get a free month of Vivid Prime to learn the perks and therefore not havehave to pay the 9.90 euros/month from the beginning.
If you don’t want Prime after that month, you may cancel for free and keep the basic Vivid card.
Disadvantages of Vivid CardsDisadvantages of Vivid Cards
Depending on the journey, with the ordinary Vivid you can stay a bit short by being able to receive just 200 euros per month without commissions.
To tackle this problem, we have chosen Vivir Prime (you can obtain up to 1,000 euros per month without commissions),commissions), but we also carry N26 and Revolut, which are free and, together, offer us the security of having the finest cards to travel withtravel with.
The program is not as straightforward as the others,others, and the cashback benefits, although they are an added value, make the operation of the application a bit more difficult.
The essential Vivid Prime (9.90 euros per month)may at may at first hold you back a bit, butbut if you study the advantages it provides, notably the 100 euros in cashback that you may obtain every month, it ends up being a really enticing decision.
Customers joining up after April 27, 2022 will be charged €0.90 per month for maintenance if they keep their account inactive for a period of 90 consecutive days.
At that time, a message will be issued to tell them that by carrying out an operation of at least 10 euros, that commission willwill be cancelled.
Vivid, the finest card for traveling.traveling.
3. Revolut Card
With a more than decent likeness to the Bnext card, both in terms of operations and advantages and disadvantages, and which we used for a long time until it began to fail, Revolut is another of the most recommended cards to go overseas without commissions .
For a limited time, simply for being a reader of Viajeros Callejeros, by signing up for Revolut you will get a prize of 10 euros straight in your account, as well as a free one-month subscription to Revolut Premium*
Remember that to receive the money, you must download the application for the first time after enrolling.
The Benefits of the Revolut Card
Revolut allows you to open your account in a few minutes and obtain the card to travel without paying fees within a few days.
You will receive alerts of all the operations you carry out on your smartphone,, always in real time.
With Revolut, you can withdraw up to 200 euros per month without incurring any fees. With Revolut, you can withdraw up to 200 euros per month without incurring any fees.
If you exceed this amount, the fee is 2% of the amount of the withdrawal.
You may control through your mobile deviceany of any of the transactions you take out with the card, including purchases and withdrawals.
It is either VISA or Mastercard (one or the other is assigned based on the country, availability, etc. availability, etc.
Currency exchange: no commission during the week.
Weekends +1%
You must associate it with a debit or credit card to be able to recharge it, so when you need to recharge it, you will receive the money promptly.
Another option is to top it up using a transfer,, Apple Pay or Google Pay.
Revolut card disadvantages
*The restriction of 200 euros per month to withdraw at ATMs for specific excursions might be little money.
*The shipment of the real card costs 6.99 euros.
*The virtual card is free.
*It is crucial to remember that if you activate the Premium plan, you may have additional charges at the time of plan cancellation depending on the operation you have carried out.
*It is necessary to read this page to know the possible scenarios. your card to travel without commissions, in less than 5 minutes and receive it in a few days.
Our experience traveling with N26, Vivid and Revolut
We’ve been using these three cards to travel without commissions for several years, and our experience has been as awesome.
Today we can affirm that neither the N26 card, nor Revolut nor Vivid, has ever failed us, neither for payments nor for cash withdrawals in any of the countries to which we have traveled.
That is why, for us, these are, without any doubt, the greatest cards to travel with.
In addition, by having applications connected to the smartphone, in which you receive notifications of movements in real time, they are fully safe.
For example, on one occasion, we identified that our N26 card had been cloned and we were able to stop the card instantly.
This is also owing to the security gateway that they use, with which at the time of making certain payments, an extra authorization is sought that you must handle through the device itself.
In addition to all this, Vivid also has a cashback rewards program that makes it a card that we use on a regular basis since it allows us to obtain a reimbursement of up to 100 euros each month on the transactions we make.
With the Revolut card currently, you have 10 euros and a month of premium subscription. Withou a doubt, this is another GREAT alternative suitable for traveling.
So, what are the best credit cards to travel abroad with (VIP travel experience?
Our conclusion, after traveling with the three cards for several years and having used them in different countries, is that to travel safely and, above all, to do it with cards to travel without commissions , it is best to have at least N26 and Revolut, which are for us, the two best options, although taking into account that Vivid is free, we would also request it to take all three and take advantage of all the advantages.
In this way, you may make any withdrawal at ATMs without paying commissions and with the best exchange rate, in addition to making any payments in stores without worry of the card failing and also with the best exchange rate.
You will also carry a VISA and a Mastercard with you, which is you, which is great for not having any difficulties if a business does not accept any of the platforms and always having the finest cards to travel without commissions.
3 Best Cards To Go Abroad with (Vip travel experience)
